Fort Smith SUV

Finance Your Vehicle With Us - Rath Auto Resources

In addition to being named DealerRater's 2016 Arkansas Used Car Dealer of the Year, we've also won the 2016 Consumer Satisfaction Award. We'd like to think this is because our "for the people" philosophy extends to financing.

Our For the People Credit Approval Process guarantees that you'll be approved for a nicer, newer vehicle regardless of past credit problems. Even if you've been turned down for auto financing in the past, that changes now.

The process is simple, and you can get started right away. Fill out our online form for approval in as little as 30 seconds. Even if you're not approved automatically, one of our finance team members will be in touch to discuss your options. Either way, you'll soon have access to affordable financing rates that can help you get the reliable vehicle you need.

The Rath Auto Resources finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Fort Smith, Van Buren, and Rogers to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Fayetteville to Springdale. Whether you are right down the road or an hour away from Fort Smith you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

Enjoy a car-buying experience designed with you in mind. Buy your next vehicle at Rath Auto Resources.

How is Your Credit?

Best, "I've never missed a payment!"

The Rath Auto Resources loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Competitive Pre-Owned Vehicle Rates*

We have hundreds of pre-owned vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

OK. "I've missed a payment or two."

Due to our special arrangements with local and national lenders, we can help you get the pre-owned vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of pre-owned vehicles currently available for immediate delivery.

Not so good. "I need to rebuild my credit..."

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Rath Auto Resources finance team will put together a loan package that is tailored specifically for you.


Use our Payment Calculator feature on our website!



Find Out Your Credit Score

Get pre-approved for an auto loan and see your credit score and ranking instantly! 

  • There is no cost or obligation to you.
  • See the maximum amount you may qualify for
  • Get your automotive credit score
  • We don't require your social security number!
  • See where you rank against the rest of the U.S
  • This credit check doesn't affect your credit score!

Meet our Finance Manager, Mike Jennings. 

Mike Jennings, Finance Manager, has been with Rath Auto Resources since April 2016. Mike is a dedicated and diligent employee with educational plans for continued professional success. When not working, Mike loves time spent with his family, building projects at home, cooking, adventure travel and the great outdoors.

FinanceManagerRathAutoResources

New Year, New You

It’s the New Year, and it’s time for a new you, right? Not according to most statistics. In fact, reportedly 73% of people who make resolutions fail on them most of the time. But there is a solution! You can get ahead of the pack by following these quick tips on how to have the most success with your New Year’s plans.

 

Work On Your Self-Restraint

Scientists have revealed the willpower and self-restraint actually function much like a muscle—the more you use it, the stronger it gets. So if you want to be successful in achieving not only your New Year’s resolution, but also your goals in general, you should try to practice self-restraint to bulk up your willpower muscle. Also, give your brain some help with the control by making the things you are trying to do more attractive.

Commitment Buddy

Having an accountability partner will help you stay committed to your goals. They’ll help you stay on track, but they’ll also help motivate you to get back on the horse if you slip up.

SMART Goals

Setting goals that are specific, measurable, attainable, realistic and time-bound are a great way to make sure you’ll be more successful in achieving them. Pay special attention to the “T” many people who set New Year’s Resolutions think they have the whole year. The only problem is that they don’t create timely check-ins during that long time period to make sure they stay on track. It’s a better idea to set a big annual goal, but then break it up into what you should achieve monthly in order to stay on track for the end of the year.

One Change At A Time

It’s tempting to create a bunch of goals all at the same time, like losing 20 pounds, saving more money, spending more time with your kids, and get more exercise. But the reality is that it’s unlikely that you will be able to completely transform yourself in the matter of a few short days or weeks. Instead, set one, manageable goal at a time, set a shorter time period in which to achieve it, say 1-3 months, and then once you’ve achieved the first goal, move onto the next. This will allow you to focus on successfully completing one goal at a time, while simultaneously having the benefit of creating positive momentum as you achieve each goal.

Create A Plan

Having a plan will allow you to create a roadmap, which will help you navigate your way from goal setting to goal achieving.

This year I’m committed to not only setting but also achieving my New Year’s resolutions. I’m going to follow these tips to help guide me there. I hope you find them helpful, too!

2016 Jeep Patriot Sport - Rath Auto Resources Fort Smith, Arkansas

Sturdy and dependable, this 2016 Jeep Patriot Sport lets you cart everyone and everything you need. Side Impact Beams, Rear Child Safety Locks, Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners, Low Tire Pressure Warning, Electronic Stability Control (ESC) And Roll Stability Control (RSC).*Feel Safe on the Road with Your Jeep Patriot *Dual Stage Driver And Passenger Seat-Mounted Side Airbags, Dual Stage Driver And Passenger Front Airbags, Curtain 1st And 2nd Row Airbags, Airbag Occupancy Sensor, ABS And Driveline Traction Control.*Fully-Loaded with Additional Options*Wireless Streaming, Wheels: 16 x 6.5 Styled Steel, Voice Recorder, Variable intermittent wipers, Uconnect w/Bluetooth Wireless Phone Connectivity, Transmission: 5-Speed Manual T355, Touring suspension.*Visit Us Today *Test drive this must-see, must-drive, must-own beauty and get a hassle-free deal today at Rath Auto Resources, 4515 Towson Ave, Fort Smith, AR 72901.

2013 Jeep Compass Sport - Rath Auto Resources Fort Smith, Arkansas

FORTSMITHJEEP

Miles: 44,792

Drivetrain: FWD

Transmission: Manual

Low price; reasonably capable off-road when properly equipped; available flip-down tailgate speakers.
— Edmunds.com

According to Edmunds.Com, what's new for the 2013 Jeep Compass model, is the base models come with a manual transmission eke out an extra mile per gallon on the highway, now coming in at an even 30-mpg rating.

2016 Jeep Cherokee Limited - Rath Auto Resources - Fort Smith, Arkansas

 Call 479-646-8251 to schedule a test drive on this 2016 Jeep Cherokee Limited. 

  • FWD
  • Automatic
  • Regular unleaded 
  • Miles 27,175
  • True Blue Pearl coat paint

2016 Toyota RAV4 XLE - Rath Auto Resources - Fort Smith, Arkansas

Fort Smith Toyota Rav4

According to consumerreports.org , "For years, the RAV4 has consistently been among the top-ranked small SUVs. Freshened for 2016, the cabin is quieter; the ride is smoother; it has a suite of advanced safety features; and offers a frugal hybrid version. The energetic 2.5-liter four-cylinder and smooth six-speed automatic returned 24 mpg overall in our tests of an AWD version. The hybrid version gets a terrific 31 mpg overall. Handling is responsive and very secure. Inside, the controls are clear and intuitive. While the XLE comes with the automatic climate control and sunroof, you must step up to the Limited trim to get adjustable lumbar support and the more-comfortable faux-leather seats. Access is very easy, and the rear seat is roomy. For the 2017 model year, forward-collision warning and emergency auto braking are standard."

Fort Smith Toyota Rav4
Fort Smith Toyota Rav4
Fort Smith Toyota Rav4

2016 Buick LaCrosse Leather - Fort Smith, Arkansas - Rath Auto Resources

2016 Buick LaCrosse

2016 Buck LaCrosse - Fort Smith, Arkansas - Rath Auto Resources

Trustworthy and worry-free, this Used 2016 Buick LaCrosse Leather lets you cart everyone and everything you need in one vehicle. It has the following options: Wipers, front intermittent, structure-less wiper blades, Windshield, solar absorbing, Windows, power, rear with Express-Down, Windows, power with front passenger Express-Up/Down, Windows, power with driver Express-Up/Down, Wheels, 18 (45.7 cm) 10-spoke machine-faced aluminum (Standard with (LFX) 3.6L E85 capable V6 engine. Available with (LUK) 2.4L ECOTEC 4-cylinder engine with eAssist technology.), Wheel, compact spare, 17 (43.2 cm) steel (Included and only available with (LFX) 3.6L E85 capable V6 engine.), Visors, driver and front passenger illuminated vanity mirrors, sliding, Universal Home Remote includes garage door opener, 3-channel programmable, and Turn signals, side-mounted indicator lamps. Pilot the whole group in luxurious comfort in this trustworthy and dependable LaCrosse. Come in for a quick visit at Rath Auto Resources, 4515 Towson Ave, Fort Smith, AR 72901 to claim your Buick LaCrosse!

2016 Buck LaCrosse Fort Smith, Arkasnas
2016 Buck LaCrosse Fort Smith, Arkasnas
2016 Buck LaCrosse Fort Smith, Arkasnas
2016 Buck LaCrosse Fort Smith, Arkasnas
2016 Buck LaCrosse Fort Smith, Arkasnas
2016 Buck LaCrosse Fort Smith, Arkasnas

2014 Nissan Rogue Select S - Fort Smith, Arkansas Rath Auto Resources

2014 Nissan Rogue Select S Fort Smith Rath Auto

Tried-and-true, this 2014 Nissan Rogue Select S makes room for the whole team. Side Impact Beams, Rear Child Safety Locks, Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners, Low Tire Pressure Warning, Electronic stability control (ESC).*Know the Nissan Rogue Select is Protecting Your Most Precious Cargo *Dual Stage Driver And Passenger Seat-Mounted Side Airbags, Dual Stage Driver And Passenger Front Airbags, Curtain 1st And 2nd Row Airbags, Airbag Occupancy Sensor, ABS And Driveline Traction Control.*Fully-Loaded with Additional Options*Wheels: 16 w/Full Covers, Variable intermittent wipers, Trip computer, Transmission: Xtronic CVT Automatic -inc: sport mode switch, Tires: P215/70R16 AS, Tailgate/Rear Door Lock Included w/Power Door Locks, Strut Front Suspension w/Coil Springs.*Stop By Today *Treat yourself- stop by Rath Auto Resources located at 4515 Towson Ave, Fort Smith, AR 72901 to make this car yours today! No haggle, no hassle.

2014 Nissan Rogue Select S Fort Smith Rath Auto
2014 Nissan Rogue Select S Fort Smith Rath Auto

2014 Ford Escape SE - Fort Smith, Arkansas Rath Auto Resources

Ford Escape SE Fort Smith

Get a bargain on this 2014 Ford Escape SE while we still have it in stock!*This Ford Escape Is Competitively Priced with These Options *Wireless Streaming, Wireless Phone Connectivity, Wheels: 17 Alloy Sparkle Silver Painted Aluminum, Variable intermittent wipers, Trip computer, Transmission w/SelectShift Sequential Shift Control and Oil Cooler, Tires: P235/55R17 A/S -inc: steel mini spare wheel w/mini space-saver spare tire, Tailgate/Rear Door Lock Included w/Power Door Locks, Systems Monitor, SYNC Communications & Entertainment System -inc: 911 Assist, VHR, SYNC Services, AppLink, Bluetooth, steering wheel controls, USB port and auxiliary input jack.*Stop By Today *A short visit to Rath Auto Resources located at 4515 Towson Ave, Fort Smith, AR 72901 can get you a hassle free deal on this trustworthy Escape today!

Ford Escape SE Fort Smith Rath Auto
Ford Escape SE Fort Smith Rath Auto
Ford Escape SE Fort Smith Rath Auto
Ford Escape SE Fort Smith Rath Auto
Ford Escape SE Fort Smith Rath Auto
Ford Escape SE Fort Smith Rath Auto
Ford Escape SE Fort Smith Rath Auto
Ford Escape SE Fort Smith Rath Auto

2015 Hyundai Santa Fe Sport - Rath Auto Resources

Mileage:28967Body Style:Sport Utility

Exterior Color:Canyon CopperStock #:P16381

Fuel:Gasoline FuelTransmission:Automatic

Drivetrain:FWDDoors:N/A

Engine:Regular Unleaded I-4 2.4 L/144