Fort Smith Lincoln

Finance Your Vehicle With Us - Rath Auto Resources

In addition to being named DealerRater's 2016 Arkansas Used Car Dealer of the Year, we've also won the 2016 Consumer Satisfaction Award. We'd like to think this is because our "for the people" philosophy extends to financing.

Our For the People Credit Approval Process guarantees that you'll be approved for a nicer, newer vehicle regardless of past credit problems. Even if you've been turned down for auto financing in the past, that changes now.

The process is simple, and you can get started right away. Fill out our online form for approval in as little as 30 seconds. Even if you're not approved automatically, one of our finance team members will be in touch to discuss your options. Either way, you'll soon have access to affordable financing rates that can help you get the reliable vehicle you need.

The Rath Auto Resources finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Fort Smith, Van Buren, and Rogers to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Fayetteville to Springdale. Whether you are right down the road or an hour away from Fort Smith you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

Enjoy a car-buying experience designed with you in mind. Buy your next vehicle at Rath Auto Resources.

How is Your Credit?

Best, "I've never missed a payment!"

The Rath Auto Resources loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Competitive Pre-Owned Vehicle Rates*

We have hundreds of pre-owned vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

OK. "I've missed a payment or two."

Due to our special arrangements with local and national lenders, we can help you get the pre-owned vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of pre-owned vehicles currently available for immediate delivery.

Not so good. "I need to rebuild my credit..."

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Rath Auto Resources finance team will put together a loan package that is tailored specifically for you.


Use our Payment Calculator feature on our website!



Find Out Your Credit Score

Get pre-approved for an auto loan and see your credit score and ranking instantly! 

  • There is no cost or obligation to you.
  • See the maximum amount you may qualify for
  • Get your automotive credit score
  • We don't require your social security number!
  • See where you rank against the rest of the U.S
  • This credit check doesn't affect your credit score!

Meet our Finance Manager, Mike Jennings. 

Mike Jennings, Finance Manager, has been with Rath Auto Resources since April 2016. Mike is a dedicated and diligent employee with educational plans for continued professional success. When not working, Mike loves time spent with his family, building projects at home, cooking, adventure travel and the great outdoors.

FinanceManagerRathAutoResources

2015 Lincoln MKC - Rath Auto Resources, Fort Smith Arkansas

Trustworthy and worry-free, this 2015 Lincoln MKC Base makes room for the whole team. Side Impact Beams, Safety Canopy System Curtain 1st And 2nd Row Airbags, Rear Parking Sensors, Rear Child Safety Locks, Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners.*Let the Lincoln MKC Put Your Family's Safety First *Mykey System -inc: Top Speed Limiter, Audio Volume Limiter, Early Low Fuel Warning, Programmable Sound Chimes and Beltminder w/Audio Mute, Low Tire Pressure Warning, Dual Stage Driver And Passenger Seat-Mounted Side Airbags, Dual Stage Driver And Passenger Front Airbags, Driver knee airbag, Back-Up Camera, Airbag Occupancy Sensor, Advancetrac w/RSC Electronic Stability Control (ESC) And Roll Stability Control (RSC), ABS And Driveline Traction Control.*Fully-Loaded with Additional Options*Wireless Streaming, Wheels: 18 Painted Aluminum, Voice Activated Dual Zone Front Automatic Air Conditioning, Turn-By-Turn Navigation Directions, Trunk/Hatch Auto-Latch, Trip computer, Transmission w/SelectShift Sequential Shift Control w/Steering Wheel Controls.*Visit Us Today *Stop by Rath Auto Resources located at 4515 Towson Ave, Fort Smith, AR 72901 for a quick visit and a hassle-free deal!