History of Towson Avenue in Fort Smith, Arkansas

Towson Avenue Fort Smith Arkansas

Anyone who has spent much time at all in the Fort Smith, Arkansas area knows that there is a lot of history. One of the most well known historical sites is Judge Parker's hanging gallows. However, there is also a rich history of the Civil War as well. 

In the summer of 1864, Fort Smith, Arkansas was a critical geographic region where the Confederate troops met the Union soldiers. There was a big decision that had to be made...The Confederate General Douglas Cooper could storm the fortifications of Fort Smith or he could attempt a powerful demonstration against them. However, there was a major dilemma for soldiers and civilians at this time - a shortage of supplies and food.  General Cooper decided to he hoped to attract isolated Federal units outside the town's defenses, to gather horses and beef cattle being grazed on the prairies around Fort Smith, and to create a defense behind which pro-Confederate families in the area could vacate the region.

General Darby Cooper Fort Smith Arkansas

In order to successfully carryout this defensive plan, four other parties were involved and posted up for support.  Defense one was located where what we call today, Fianna Hills. Defense two was located with their back up against the Poteau River. These two parties combined, would be able to create a distraction These men would be able to create a distraction by firing into the main garrison. Cooper would then move the main body of his military forward in two columns up what we call Towson Avenue (formerly called Fort Towson). 

With the help of Brigadier General Stand Watie (the only Native American to claim the rank of general in the service of the Confederacy), when nightfall came,, all forces were put in place by July 30, 1864. With daybreak the next morning, the Battle of Fort Smith began. 

General Watie, meanwhile led his columns forward through the parallel down Fort Towson
and State Line roads, taking over a Union outpost several miles outside of town and driving up quickly to within view of the earthworks of Battery or Fort Number Four. This fort stood between what we now know as Towson and Wheeler Avenues along Dodson Avenue.

Brigadier General Stand Watie

 

It wasn't long before the Union began to fight back. Marching forward they created a line of
battle between Towson and Wheeler Avenues and formed up a battery of more substantial
artillery that quickly suppressed the fire of Cooper's guns.

This exactly what Cooper wanted...and he got it. Now that the Union fell for his plan, Cooper ordered his men to disengage.  They did so casually, leaving Native American snipers hidden in the brush to engage any Union troops audacious enough to move forward from their battle line. The tactic worked and the Confederates easily ended their attack and withdrew from the battlefield but not without taking $130,000 worth of Union arms and supplies.

Rath Auto Trivia - Fort Smith, Arkansas Dealership

Lincoln Town Car Trivia

Did you know, the Lincoln Town car is the last US luxury car to still use body-on-frame construction, as opposed to a unibody frame, which allows it to be easily lengthened, explaining the car’s full domination of the limousine market.  (find out more info from the source here)

Rath Auto Resources

Brake Services | Brake Repair Fort Smith, Arkansas

As you can probably imagine, properly functioning brakes are vital to the safety of yourself and your passengers big and small.

Fort Smith Brakes

When to Come in for Brake Service:

If you start notice a squeaking sound coming from your brakes, it's a good idea to bring them in to get them checked out. This is an audible indicator you need new brake pads.  Chances are you are close to needing new brake pads or you already are in need. 

If you hear a grinding noise or a sort of growling sound coming from your brakes when you start stopping, your brakes are likely beyond repair and will need replacing. We highly recommend that you do not wait to this point for repair. However, if you find yourself in this position, please visit a certified technician immediately. 

If your brakes become "soft" or your vehicle doesn't stop as effectively when you apply the brakes, you should bring your vehicle in immediately. 

If your vehicle pulls to the left or the right when stopping, your brake linings are likely wearing unevenly and this will need to be addressed and resolved. 

Understanding Brake Parts : Brakes and Rotors and Brake Pads 

One thing you can do as a vehicle owner is better understand the different moving parts that make up your brake system. When you press your brake pedal the brake pads create friction; in turn, the brake rotor disperses heat throughout the vehicle to keep the brakes themselves from overheating. Both are essential to the proper functioning of your braking system.

Brake Service: Replacing Your Brake Pads

Brake Service: Replacing Your Brake Pads

Brake pad replacement is the most common repair job for automotive brake systems. The reason is simple: brakes are designed to wear out. The pads rub on the brake disk to stop your car, so worn pads are the first part to check if you are experiencing any braking problems.

Assuming that you have the proper tools, the two most difficult aspects of brake pad replacement are the heavy weight of the caliper and the pistons. Without proper tools, adjusting the piston and calipers to fit over the new, thicker pads can be very difficult.

Since brake pads are only one possible problem with a brake system, there are other items to check as well. If the pads are worn thin or are cracked from heat during use, pad replacement may be necessary and the system should be inspected.

Current Brake Service

All brake repairs and brake shops are not the same. At Meineke, we know cost-effective solutions are just as important as stellar service.

Visit our store at 4515 Towson Avenue, Fort Smith, Arkansas 72701. 

Exhaust System Repair & Muffler Service in Fort Smith, AR 72901

What is the importance of a properly functioning exhaust system?

If your exhaust system isn't functioning correctly, like for instance if you have a clogged or fowled out catalytic converter, your car won't perform properly and you're gas mileage will suffer. 

Then there are the obvious things like your emissions (exhaust fumes) being too high, which in some states will cause issues with vehicle inspections, and noise level, which can cause problems with neighbors and cops.

What are the warning signs of a bad muffler?

  1. Bad Smell - When you muffler is doing it's job, it takes the exhaust from your car and pushes it to the  back. If you are noticing a bad smell while driving, this is a serious issue for your car and your health. This is likely due to your muffler not doing it's job and carrying the exhaust out the back so the fumes are getting into your car. If you notice, a smell while driving please visit our store immediately. 
  2. Loud Noises - If your muffler is working properly, your car should have a quiet/average volume coming out the back. However, if your muffler isn't properly functioning, your exhaust will become much louder than normal. You and everyone else driving on the road included will know your muffler is underperforming or broken all together. 
  3. Lower MPG - Pay attention to your gas mileage. If you seem to be getting less-than-normal miles per gallon, it could be related to your muffler. 

What are the benefits of an after market exhaust system?

  1. More power - While choosing an aftermarket exhaust system isn't the go-to performance boost such as getting a turbo charger or fully upgrading your engine, you can squeeze a few more horsepower into your overall performance goal by modifying it. Higher-end after market exhausts allow you to reduce your back pressure, which will give you your end goal of increased horse power. 
  2. Better sound - If you are a car enthusiast, like myself, the sound and the overall tone of the car is important. Every exhaust has a different tone. Although it takes a well-tuned ear to able to pick up on them closely, you can seek out the exact tone to your taste. 
  3. Customize your system - There are multiple variations you can select once you decide to customize your exhaust. You can choose from a cat-back, a header back or an axle-back system. 
  4. Improved Fuel Economy -  As you have probably picked up on this by now, a better performing exhaust system equals better fuel economy. 

Where can I go for a new performance exhaust system?

Our Meineke Car Care Center right here in Fort Smith, Arkansas of course! We offer exhaust system repair and muffler services right here in our shop! You can book your appointment online by visiting this link here or visit us at 4515 Towson Avenue, Fort Smith, AR 72901 . You can also call us at (479) 274-8684 . 

Hours: 

  • M-F 7:30 AM - 6:00 PM
  • SAT 7:30 AM - 4:00 PM
  • SUN Closed

Oil Change - Fort Smith, AR Meineke Car Care Center at Rath Auto

Did you know that Rath Auto Resources is the only independent dealer in the area with a full service shop. Not only do we have that, our Meineke Car Care Center has been ranked the #2 in the nation! People have been trusting their vehicle with our service department for years.

I recently took my car to Meineke / Rath Auto for new tires and had (not surprisingly) another great experience. My Husband and I purchased both our vehicles from Rath Auto and I have taken my car to Meineke for oil changes and general maintenance ever since I bought it. We have always been impressed with the service we have received. This is my first time to purchase tires from Meineke and I should not have been surprised that they offer very competitive prices for tires. I got my quote from Meineke and called around to several other places before making a decision. They offered the best price for the tires I was looking for so I made an appointment. Jon was so helpful and got me in very quickly. The tires I was originally interested in were not available when I came in but Jon and Phillip recommended a different set with even better warranties that I am absolutely thrilled with. I really appreciate the consistently great service from Meineke / Rath Auto. I have been doing business with them for almost three years now and no complaints yet... Thanks again for another great experience!
— Myla Hendrix

Oil Changes

Getting regular oil changes is a vital (and inexpensive) way to maintain your vehicle. Unfortunately, if you neglect this part of your routine maintenance, your vehicles health can dramatically decline putting you and your family in danger and out of a lot of money. Because your engine is made up of many moving parts, it's important that those parts stay lubricated so that they can do their jobs.  So why do you need oil changes so frequently? As the oil does its job, it gets contaminated with dust, debris and other things from inside the vehicle and the environment. Luckily, here at Meieneke Car Care Center, we offer oil changes to meet anyones needs.

"We want to make sure your vehicle receives the right kind of oil change at the right price. Our technicians will recommend the best type of oil for your car's individual needs to keep the engine working at its best. Meineke is proud to also offer 4 months of complimentary Roadside Assistance with the purchase of all oil change packages!"

"Our certified technicians will consider the make, model, condition and mileage of your car before recommending the necessary oil change. We offer synthetic blend, high mileage or full synthetic oil change packages that are recommended based on your car’s individual needs. All oil change packages include 4 months of complimentary Roadside Assistance, a tire pressure check, fluid top off, tire rotation, visual brake check, standard oil filter and our 23-point inspection." 

Finance Your Vehicle With Us - Rath Auto Resources

In addition to being named DealerRater's 2016 Arkansas Used Car Dealer of the Year, we've also won the 2016 Consumer Satisfaction Award. We'd like to think this is because our "for the people" philosophy extends to financing.

Our For the People Credit Approval Process guarantees that you'll be approved for a nicer, newer vehicle regardless of past credit problems. Even if you've been turned down for auto financing in the past, that changes now.

The process is simple, and you can get started right away. Fill out our online form for approval in as little as 30 seconds. Even if you're not approved automatically, one of our finance team members will be in touch to discuss your options. Either way, you'll soon have access to affordable financing rates that can help you get the reliable vehicle you need.

The Rath Auto Resources finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Fort Smith, Van Buren, and Rogers to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Fayetteville to Springdale. Whether you are right down the road or an hour away from Fort Smith you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

Enjoy a car-buying experience designed with you in mind. Buy your next vehicle at Rath Auto Resources.

How is Your Credit?

Best, "I've never missed a payment!"

The Rath Auto Resources loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Competitive Pre-Owned Vehicle Rates*

We have hundreds of pre-owned vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

OK. "I've missed a payment or two."

Due to our special arrangements with local and national lenders, we can help you get the pre-owned vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of pre-owned vehicles currently available for immediate delivery.

Not so good. "I need to rebuild my credit..."

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Rath Auto Resources finance team will put together a loan package that is tailored specifically for you.


Use our Payment Calculator feature on our website!



Find Out Your Credit Score

Get pre-approved for an auto loan and see your credit score and ranking instantly! 

  • There is no cost or obligation to you.
  • See the maximum amount you may qualify for
  • Get your automotive credit score
  • We don't require your social security number!
  • See where you rank against the rest of the U.S
  • This credit check doesn't affect your credit score!

Meet our Finance Manager, Mike Jennings. 

Mike Jennings, Finance Manager, has been with Rath Auto Resources since April 2016. Mike is a dedicated and diligent employee with educational plans for continued professional success. When not working, Mike loves time spent with his family, building projects at home, cooking, adventure travel and the great outdoors.

FinanceManagerRathAutoResources

2014 GMC Sierra 1500 SLE - Fort Smith, Ar Rath Auto Resources

This GMC Sierra 1500 has a powerful Gas/Ethanol V6 4.3L/262 engine powering this Automatic transmission. Only 22,163 Miles! Windows, power with driver express up and down and express down on all other windows, Wheels, 17" x 8" (43.2 cm x 20.3 cm) premium painted aluminum, bright machined, Wheelhouse liners, rear.

This GMC Sierra 1500 Comes Equipped with These Options
Wheel, full-size spare, 17" (43.2 cm) steel, Visors, driver and front passenger illuminated vanity mirrors, Transmission, 6-speed automatic, electronically controlled with overdrive and tow/haul mode. Includes Cruise Grade Braking and Powertrain Grade Braking, Tires, P255/70R17 all-season, blackwall, Tire, spare P255/70R17 all-season, blackwall (Included and only available with (RBZ) P255/70R17 all-season, blackwall tires.), Tire Pressure Monitoring System (does not apply to spare tire), Tire carrier lock keyed cylinder lock that utilizes same key as ignition and door, Tailgate, locking utilizes same key as ignition and door, Tailgate, EZ-Lift and Lower, Tailgate and bed rail protection caps, top.

Stop By Today
Stop by Rath Auto Resources located at 4515 Towson Ave, Fort Smith, AR 72901 for a quick visit and a hassle-free deal!

Exterior

  • Bumper, front chrome
  • Bumper, rear chrome with rear bumper corner steps
  • CornerStep, rear bumper
  • Door handles, body-color
  • Glass, deep-tinted
  • Grille surround, chrome (With (GAT) All-Terrain Package grille is body colored.)
  • Headlamps, halogen projector
  • Lamps, cargo area, cab mounted with switch on center switch bank
  • LED Lighting, cargo box with switch on center switch bank
  • Mirrors, outside heated power-adjustable (includes driver's side spotter mirror) (Body Color.)
  • Moldings, bodyside, body color (Replaced by (B85) moldings with (GAT) All-Terrain Package.)
  • Tailgate and bed rail protection caps, top
  • Tailgate, EZ-Lift and Lower
  • Tailgate, locking utilizes same key as ignition and door
  • Tire carrier lock keyed cylinder lock that utilizes same key as ignition and door
  • Tire, spare P255/70R17 all-season, blackwall (Included and only available with (RBZ) P255/70R17 all-season, blackwall tires.)
  • Tires, P255/70R17 all-season, blackwall
  • Wheel, full-size spare, 17" (43.2 cm) steel
  • Wheelhouse liners, rear
  • Wheels, 17" x 8" (43.2 cm x 20.3 cm) premium painted aluminum, bright machined

Interior

  • 6-speaker audio system
  • Air conditioning, single-zone
  • Assist handle, front passenger on A-pillar
  • Audio system, 8" Diagonal Color Touch Screen with IntelliLink, AM/FM/SiriusXM/HD with USB ports, auxiliary jack, SD card slot, Bluetooth streaming audio for music and most phones, hands-free Smartphone integration, Pandora Internet radio and voice-activated technology for radio and phone (See "gmtotalconnect.com" for phone compatibility info.)
  • Bluetooth for phone personal cell phone connectivity to vehicle audio system (See "gmtotalconnect.com" for phone compatibility info.)
  • Cruise control, steering wheel-mounted
  • Door locks, power
  • Driver Information Center, 4.2-inch diagonal color display includes driver personalization, warning messages and vehicle information
  • Floor covering, color-keyed carpeting with rubberized vinyl floor mats (Double Cab and Crew Cabs include second row floor mats)
  • Instrumentation, 6-gauge cluster featuring speedometer, fuel level, engine temperature, tachometer, voltage and oil pressure
  • Remote keyless entry
  • Seat, rear 60/40 folding bench (folds up), 3-passenger (includes child seat top tether anchor)
  • Seats, front 40/20/40 split-bench 3-passenger. Includes driver and front passenger recline with outboard head restraints and center fold-down armrest with storage. Includes manually adjustable driver lumbar, lockable storage compartment in seat cushion, and storage pockets. (Not available with (GAT) All-Terrain Package.)
  • Single-slot CD/MP3 player
  • SiriusXM Satellite Radio and HD Radio SiriusXM Satellite Radio is standard on nearly all 2014 GM models. Enjoy a 3-month trial to the XM All Access package, with over 150 channels including commercial-free music, all your favorite sports, exclusive talk and entertainment. With All Access, listen to everything, everywhere, in your car and on your computer, smartphone or tablet. (If you decide to continue your service at the end of your trial subscription, the plan you choose will automatically renew and bill at then-current rates until you call 1-866-635-2349 to cancel. See SiriusXM Customer Agreement for complete terms at siriusxm.com. Other fees and taxes will apply. All fees and programming subject to change. IMPORTANT: The SiriusXM Satellite Radio trial package is not provided on vehicles that are ordered for Fleet Daily Rental ("FDR") use.)
  • Steering column, manual Tilt-Wheel
  • Steering wheel audio controls
  • Steering wheel, leather-wrapped with audio and cruise controls
  • Visors, driver and front passenger illuminated vanity mirrors
  • Windows, power with driver express up and down and express down on all other windows

Mechanical

  • Alternator, 150 amps
  • Battery, heavy-duty 730 cold-cranking amps/70 Amp-hr, maintenance-free with rundown protection and retained accessory power
  • Brakes, 4-wheel disc with DURALIFE rotors, 4-wheel antilock
  • Cargo tie downs (4) , movable upper
  • Cooling, external engine oil cooler
  • Exhaust, aluminized stainless-steel muffler and tailpipe
  • Frame, fully-boxed, hydroformed front section
  • GVWR, 6900 lbs. (3130 kg) (Requires 2WD models and (LV3) 4.3L EcoTec3 V6 engine.)
  • Rear axle, 3.23 ratio (Standard and only available on (LV3) 4.3L EcoTec3 V6 engine with 2WD models.)
  • Rear wheel drive
  • Steering, Electric Power Steering (EPS) assist, rack-and-pinion
  • Suspension Package, Handling/Trailering, heavy-duty includes 46 mm piston monotube shocks and 36mm front stabilizer bar
  • Transmission, 6-speed automatic, electronically controlled with overdrive and tow/haul mode. Includes Cruise Grade Braking and Powertrain Grade Braking

Safety

  • Air bags, dual-stage frontal and side-impact, driver and front passenger and head-curtain and seat-mounted side-impact, front and rear outboard seating positions with Passenger Sensing System (Always use safety belts and child restraints. Children are safer when properly secured in a rear seat in the appropriate child restraint. See the Owners Manual for more information.)
  • Daytime Running Lamps with automatic exterior lamp control
  • OnStar, 6 months of Directions and Connections plan includes Automatic Crash Response, Stolen Vehicle Assistance, Roadside Assistance and Turn-by-Turn Navigation (Visit onstar.com for coverage map, details and system limitations. Services vary by model and conditions.)
  • Rear Vision Camera with dynamic guide lines
  • StabiliTrak, stability control system with Proactive Roll Avoidance and traction control, includes electronic trailer sway control and hill start assist
  • Tire Pressure Monitoring System (does not apply to spare tire)

2016 Ram 1500 Fort Smith, Ar - Rath Auto Resources

2016 Ram 1500

Exterior

  • Active grille shutters
  • Black exterior mirrors
  • Black Side Windows Trim and Black Front Windshield Trim
  • Center Hub
  • Chrome Front Bumper w/Body-Colored Rub Strip/Fascia Accent
  • Chrome rear step bumper
  • Clearcoat Paint
  • Deep Tinted Glass
  • Exterior Mirrors w/Heating Element
  • Front license plate bracket
  • Full size spare tire
  • Fully Automatic Aero-Composite Halogen Headlamps w/Delay-Off
  • Galvanized Steel/Aluminum Panels
  • Goodyear Brand Tires
  • Power Rear Window
  • Regular Box Style
  • Spare Tire Stored Underbody w/Crankdown
  • Steel Spare Wheel
  • Tailgate Rear Cargo Access
  • Tailgate/Rear Door Lock Included w/Power Door Locks
  • Tip Start
  • Variable intermittent wipers
2016 Dodge Ram 1500

Interior

  • 40/20/40 Split Bench Seat
  • 4-Way Driver Seat -inc: Manual Recline and Fore/Aft Movement
  • 4-Way Passenger Seat -inc: Manual Recline and Fore/Aft Movement
  • 6 Speakers
  • Analog Display
  • Armrests w/Storage
  • Charge Only Remote USB Port
  • Compass
  • Cruise Control w/Steering Wheel Controls
  • Day-Night Rearview Mirror
  • Delayed Accessory Power
  • Electronic Shift
  • Fade-To-Off Interior Lighting
  • Fixed antenna
  • FOB Controls -inc: Trunk/Hatch/Tailgate
  • Front Armrest w/3 Cupholders
  • Front map lights
  • Full Cloth Headliner
  • Full Folding Bench Front Facing Fold-Up Cushion Rear Seat
  • Gauges -inc: Speedometer, Odometer, Voltmeter, Oil Pressure, Engine Coolant Temp, Tachometer, Oil Temperature, Transmission Fluid Temp, Engine Hour Meter, Trip Odometer and Trip Computer
  • Glove box
  • GPS Antenna Input
  • HVAC -inc: Underseat Ducts
  • Instrument Panel Bin, Dashboard Storage, Driver And Passenger Door Bins and 2nd Row Underseat Storage
  • Integrated Voice Command w/Bluetooth
  • Interior Trim -inc: Deluxe Sound Insulation, Metal-Look Instrument Panel Insert, Metal-Look Door Panel Insert, Chrome And Metal-Look Interior Accents
  • Manual Adjustable Front Head Restraints and Manual Adjustable Rear Head Restraints
  • Manual air conditioning
  • Manual Tilt Steering Column
  • Outside temp gauge
  • Power 1st Row Windows w/Driver And Passenger 1-Touch Up/Down
  • Power Door Locks w/Autolock Feature
  • Power Rear Windows
  • Rear Cupholder
  • Redundant Digital Speedometer
  • Remote Keyless Entry w/Integrated Key Transmitter, Illuminated Entry and Panic Button
  • Sentry Key Engine Immobilizer
  • SIRIUSXM Satellite Radio No satellite coverage in Hawaii or Alaska.
  • Systems Monitor
  • Trip computer
  • Urethane Gear Shift Knob
  • Valet Function
  • Vinyl Door Trim Insert
  • Wireless Streaming

Mechanical

  • 160 amp alternator
  • 1700# Maximum Payload
  • 3.21 Rear Axle Ratio
  • 4-Wheel Disc Brakes w/4-Wheel ABS, Front Vented Discs, Brake Assist and Hill Hold Control
  • 50 State Emissions
  • 730CCA Maintenance-Free Battery
  • Auto Locking Hubs
  • Electric Power-Assist Steering
  • Engine oil cooler
  • Front And Rear Anti-Roll Bars
  • GVWR: 6,800 lbs
  • Multi-Link Rear Suspension w/Coil Springs
  • Short And Long Arm Front Suspension w/Coil Springs
  • Single Stainless Steel Exhaust
  • Towing w/Harness and Trailer Sway Control
  • Transmission w/Driver Selectable Mode and Oil Cooler
  • Transmission: 8-Speed Automatic (845RE)

Safety

  • ABS And Driveline Traction Control
  • Airbag Occupancy Sensor
  • Curtain 1st And 2nd Row Airbags
  • Dual Stage Driver And Passenger Front Airbags
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Electronic stability control (ESC)
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
  • Rear Child Safety Locks
  • Side Impact Beams
  • Tire Specific Low Tire Pressure Warning
2016 Dodge Ram 1500 Fort Smith Arkansas
2016 Dodge Ram 1500 Fort Smith Arkansas
2016 Dodge Ram 1500 Fort Smith Arkansas
2016 Dodge Ram 1500 Fort Smith Arkansas
2016 Dodge Ram 1500 Fort Smith Arkansas
2016 Dodge Ram 1500 Fort Smith Arkansas

5 Ways to Save Money for a Down Payment - Rath Auto Resources

Down payments and trade equity are two valuable ways to make your car-buying process smooth when it comes to finances. Every single person has a budget. Rich or poor, we all want to get the best value for our dollar, right? To do that, it's best to have good trade equity or more down payment. 

If you are in the market for buying a car in the next few months or year, we encourage you to take these five steps to build up your down payment! Remember, the bigger your down payment is, the lower your monthly payment will be! 

1. Cut a Major Expense. Take a look at your budget and asses what your biggest manageable expenses are and trying cutting back on them. Is your cable bill costing you $100 or more a month? Do you still have a landline? There are many alternatives to cable these days that are much more affordable. For example, my husband (David Rath) and I haven't had cable since we have been married in 2011. We pay monthly for Netflix and haven't looked back.  You can also buy a digital antenna that gets you a few channels too. We have one that we keep just in case we need it during tornado season! If you have a sports lover in your house that needs to watch the games, try watching at friends houses or renting them on the Xbox through the NFL Game Pass. 

2. Manage Smaller Expenses. For example, you might be surprised how fast those Starbucks trips or Monster energy drinks from the gas station are adding up to your monthly expenses. If you have a daily habit like that, try going every other day or buying drinks in bulk at places like Sam's Club. 

3. Set aside a specific amount from your paycheck each month. I know it sounds obvious, but try taking a portion of your paycheck each month and immediately put it into your savings account...and don't touch it! If you take $50 from a weekly paycheck and put into savings, that is $1200 toward a down payment in 6 months. You would be surprised how beneficial that is for you!

4. Think before you buy! Before you purchase that new PlayStation game, the new Michael Kors wallet or go on a Bath and Body Works shopping spree, think about what you want more? A new car that is a long-term investment and will likely bring you happiness or ease of mind knowing you are in a safe and reliable vehicle that far outlasts the joy of smaller objects that could cut into your new-car down payment budget!

5. Get Digit - a free app that saves money, without thinking about it. "To use Digit, you need to connect your checking account. This allows Digit to analyze your income and spending, and find money it can safely set aside for you. Every day, Digit tries to move some money from your checking account to your Digit account. Digit never transfers more than you can afford, so you don't have to worry about over-drafting your account. In fact, we have a no-overdraft guarantee." 

Valentines Day Reservations - Fort Smith, Arkansas

These days not many restaurants take reservations. For those few times a year, it can be difficult to balance work, finding a sitter and planning a romantic night! We have compiled a list of restaurants that are currently taking reservations. If you are looking to make a reservation, we encourage you to do so now so that you can have a perfect evening without a difficult wait in line!

  • 21 West End -(479) 434-4213 -  21 N 2nd St, Fort Smith, AR 72901 

21 West End Fort Smith Ar
21 West End Valentines Day Menu
AJ Oyster Hourse Fort Smith AR
AJ Oyster House Valentine's Day Menu

Bella Italia - (479) 785-1550 - 407 N 8th Street Fort Smith, AR 72901

Bella Italia Fort Smith AR

Emmy's German Restaurant - 479-242-EMMY(3669) - 200 N 13th Street Fort Smith, AR 72901

Emmy's German Restaurant Fort Smith AR

Doe's Eat Place - 479-784-9111 -  422 N 3rd Street Fort Smith, AR 72901

Does Eat Place Fort Smith

Movie Lounge - (479) 226-3595 - 7601 Rogers Avenue, Fort Smith, AR 72903

Movie Lounge Fort Smith AR
Movie Lounge Fort Smith AR

Taliano's Italian Restaurant - (479)  785-2292 - 201 North 14th Street, Fort Smith, AR 72901.

Talianos Italian Restaurant Fort Smith AR
  • River City Bistro - (479) 434-6474- Stonewood Village Shopping Center, 7320 Rogers Avenue, Fort Smith, AR 72903

River City Bistro Fort Smith AR
River City Bistro Valentine's Day Menu

 

R. Landry's New Orleans Cafe - (479)783-2505 - 613 Garrison Avenue, Fort Smith, AR 72901 Local musician, Bill Flashpoler, will be there to serenade the crowd during their dining experience.  

R landrys Fort Smith AR

Stonehouse at Chaffee Crosing - (479) 668-2828 - 8801 Wells Lake Road, Fort Smith, AR 72916 . They are doing a Valentine Wine Dinner on Sunday February 12. Limited seating available.

Stonehouse at Chaffee Crossing

Don't forget to get your special loved one a sweet treat from our favorite local candy shops and bakeries!

Kopper Kettle - (479) 474-6077 - 4300 Rogers Ave #8 

Kopper Kettle Fort Smith AR

Bliss Cupcakes - (479) 434- 3787 - 7110 Rogers Ave Fort Smith AR 72903

Bliss Cupcakes Fort Smith AR

Confectionately Yours - (479) 478-7223 - 215 Rogers Ave, Fort Smith, AR 72903

Confectionately Yours Fort Smith